blog | AREA42

True BNPL: Beyond your credit limit, cheaper than cash discounts

23 September 202622 September 2026 by Gregory Gobel

Transaction-based true BNPL is better than factoring by using your buyers' credit limits and offering 100% payment on delivery. It’s cheaper than cash discounts.

True BNPL is a strong alternative to factoring. It uses your buyers’ credit limits (not yours), pays 100% upon delivery, and is cheaper than cash discounts.

MyBank partners with AREA42 to launch MyBank BNPL B2B

28 August 2026 by AREA42

PRETA's MyBank and AREA42 join forces to offer BNPL B2B directly to MyBank customers.

MyBank launches BNPL B2B with AREA42’s TermsTech and Digiteal, enabling flexible deferred B2B payments while suppliers get paid upfront.

What is reverse factoring? And how it differs from B2B BNPL

23 September 20265 May 2026 by Gregory Gobel

What is reverse factoring? How does it compare and contrast to B2B BNPL (Buy Now, Pay Later)? Which short-term trade financing option is best for you business?

Reverse factoring and B2B Buy Now, Pay Later (BNPL) are trade finance tools to help improve cash flow. How do they differ? Which one is for you?

Payment solutions for B2B? Thrive with the right one

23 September 20262 May 2026 by Gregory Gobel

What’s the best payment solution to offer payment terms for B2B transactions? Your treasury? Bank loans? B2B BNPL? Find out the pros and cons of each here!

Payment solutions for B2B are invaluable. But, are you using the right one? Delayed payment terms (BNPL), your own treasury, or bank loans?

How B2B marketplaces find success with buy and pay later

23 September 202630 April 2026 by Gregory Gobel

B2B marketplaces find success when they offer their venders and buyers buy now and pay later option right at checkout. Increase sales, order frequency, volume.

How do B2B marketplaces leverage buy and pay later services to drive success, enhance cash flow, and foster long-term customer relationships?

Invoice factoring vs. B2B BNPL

23 September 202627 April 2026 by Gregory Gobel

What is invoice factoring? How does invoice factoring compare with B2B BNPL (Buy Now, Pay Later)? Which is right for your business to improve cash flow?

Key differences between invoice factoring and B2B Buy Now, Pay Later (BNPL). Boost cash flow. Increase sales. Drive your business forward!

Beware of 6 trade risks for your B2B operation in 2026

21 July 202615 April 2026 by Gregory Gobel

What are 6 trade risks that could affect your B2B operation in 2026? Find out here. Based on an AREA42 survey of 400 European SMEs leader.

Top trade risks for B2B small businesses are credit risk, compliance risk, shipping risk, exchange risk, IP risk and reputational risk. BNPL reduces risk.

What is B2B payment collection?

23 September 20265 April 2026 by Gregory Gobel

What are payment collections? What effect do late payments have on your business? Why are they hard to chase down? How can B2B BNPL help?

Customer-centric trade innovation is at the core of what AREA42 does: driving digital transformation to create customer-centric trade finance solutions!

7 ways to increase your B2B cart conversion

20 July 202624 March 2026 by AREA42

Learn how to increase your B2B e-commerce cart conversion

Problems getting people to click ‘Submit order’ in your B2B e-commerce platform? AREA42 provides you with 7 ways to increase cart conversion!

Incredible industry use cases for B2B BNPL payment terms

23 September 202610 March 2026 by Gregory Gobel

Almost any industry or sector benefits from B2B BNPL and being able to offer payment terms to business customers. AREA42 looks at numerous industry use cases.

Payment terms for any industry with TermsTech’s B2B BNPL solution. We support all types of B2B marketplaces and merchants. Check out our industry use cases.