MyBank unlocks flexible payments by teaming up with AREA42 and Digiteal to launch MyBank BNPL B2B
New Buy Now, Pay Later feature, will be offered by MyBank in partnership with Digiteal and TermsTech, for business‑to‑business payments.
Suppliers will get paid upfront via MyBank upon proof of delivery, while buyers will defer payment to 30, 60, 90 or 120 days.
Fully digital BNPL experience to be integrated into the purchase flow with no additional integration required for merchants already accepting MyBank.
Copenhagen (EBAday), 17 June 2026 – MyBank, the pan‑European scheme‑based pay‑by‑bank solution that enables people, companies and public authorities to send and collect online payments directly from their bank account with immediate confirmation, today announces the upcoming launch of MyBank BNPL B2B, a new Buy Now, Pay Later (BNPL) feature for business‑to‑business payments.
The solution will allow business buyers to purchase goods and services immediately and pay at a deferred due date, while suppliers will receive the full purchase amount upon submission of the invoice and proof of delivery.
What is MyBank BNPL B2B?
MyBank BNPL B2B will be offered by MyBank in collaboration with Digiteal, the European fintech helping businesses embed payment, invoicing and Open Banking capabilities through API-based solutions built on European standards, and TermsTech, AREA42’s deferred payment terms solution helping European business customers improve cash flow and grow sales.
The feature will combine MyBank’s trusted pay‑by‑bank solution with TermsTech’s short‑term financing and credit‑assessment capabilities, to bring a fully digital BNPL experience to B2B payments.
With MyBank BNPL B2B, business buyers will benefit from flexible deferred payment terms of up to 120 days. Suppliers will get paid in full upon proof of delivery or invoice, while TermsTech will manage the financing and repayment process.
BNPL B2B further extend the value proposition for business customers
“With BNPL B2B we will be adding a Buy Now, Pay Later layer to the MyBank solution to further extend the value proposition for business customers” said Tarik Zerkti, CEO of MyBank. “Suppliers that use MyBank will be able to offer more flexible payment terms without taking on additional cost, while business buyers will gain a simple, transparent way to manage their cash flow within a familiar payment experience.”
The feature will be fully integrated into the existing MyBank online payment flow. Merchants that already accept MyBank on their e‑commerce sites or via payment links will be able to offer the MyBank BNPL B2B feature without additional technical integration or changes to their checkout.
B2B partnerships are key
“Preta and AREA42 are two long-term partners of Digiteal. Through these strong partnerships, we have co-developed innovative new products, including the expansion of MyBank’s coverage and the delivery of new B2B BNPL solutions”, said Cédric Nève, CEO of Digiteal. “We are enthusiastic about this impending new combined offering, which will build on the reach of the MyBank network and AREA42’s financing capabilities. MyBank BNPL B2B is yet another example that combining expertise will enable all three of us to deliver great products.”
Who can use MyBank BNPL B2B?
Business buyers will not need to hold an account with a MyBank participant bank or PSP to use MyBank BNPL B2B, which will extend the feature’s availability to all interested B2B companies and broaden commercial opportunities for suppliers and their clients.
Note on authorship: originally published by MyBank as a press release. Copenhagen (EBAday), 17 June 2026.
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