B2B Payments
Increase sales with B2B BNPL and payment terms
B2B payment terms up to 120 days for European B2B e-commerce, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
TermsTech is an AREA42 working capital solution and a trusted partner of ambitious players:
Fast and flexible BNPL
We offer fast and flexible Buy Now, Pay Later (BNPL) payment solutions that de-risk your B2B operation.
TermsTech’s payment terms meet your business need:
B2B E-commerce
Business customers who run their own e-commerce benefit from offering payment terms
B2B Multichannel sales
TermsTech gives business customers both offline & online BNPL options
B2B Marketplaces
B2B marketplaces enhance their sellers & buyers’ payment options with embedded BNPL
Are you up to date with B2B payment methods?
Deferred payments terms allow your customers to buy now and pay later and:
- provide rapid funding to you, the merchant
- give your buyers more time to pay
- improve cash flow for you and your customers
- increase sales and order volume
- enable payments flexibility
- improve planning efficiency
Talk to us to see how TermsTech can help your business grow.
Don’t listen to us, listen to our customers!
TermsTech enables Portomundi to offer our users an interesting and more flexible top-up experience. They provide the funds, give our users more time to pay, and have raised the bar for user support and success. The cooperation with TermsTech has definitely led to an increased administrative efficiency for our user community!
Koen Vanhentenrijk
Business Development at Portomundi
TermsTech allows us to offer flexible payment terms to our customers while also attracting new ones.
Risk management and decision making are robust, resulting in very high approval rates that guarantee an increase in sales.
Donato Di Zenzo
Founder of Green-Go
Online and offline solutions
Our technological bricks easily adapt to the needs and specificities of all merchants, whatever your size or industry – from simple turnkey hosted solutions to fully embedded solutions.
Our Terms.Hosted manual tool allows you to:
- Test our services before you integrate, OR
- Enter orders manually for a standalone solution.
Our Terms.Direct APIs allows you to:
- Quickly integrate our payment services into your e-commerce platform.
Payment terms throughout the EEA
TermsTech provides flexible payment terms services throughout the European Economic Area (EEA) as well as Switzerland.
TermsTech can also service buyers from countries outside the EEA + CH who hold bank accounts within the EEA, as long as they complete the same KYC process required for buyers from the EEA.
Use TermsTech’s payment terms all over Europe!
Payment terms for almost all industries
BNPL: Why offer TermsTech’s payment terms to buyers?
TermsTech takes the uncertainty away from you and your business customers. We give suppliers and merchants fast access to their funds while managing the risk of non-payment from buyers. Backed by the B2B expertise of Credendo, a leader in credit insurance for over 100 years, Terms.Tech combines rapid, advanced payments technology with risk-savvy financial expertise.
Liquidity & Payment Terms
Customers that are squeezed for cash? SMEs really worried about their cash flow? Worried that you’ll be paid late? These pain points disappear with TermsTech, provides the funds for your B2B transactions. You get paid up front and your customers can get the service or materials they need.
Our modular construction allows you to create solutions tailored to your customer’s needs.
Underwriting
Our credit risk algorithms combine extensive third party data with historical performance data. This ensures that you and your customers don’t miss any opportunities.
Our state of the art automated decision-making engine, combined with our team of trade credit risk experts, make us the best partner to grow your business safely.
Risk Management & Collections
We don’t see risks as obstacles but rather as opportunities to understand, assess, and then apply deep trade finance know-how and data-driven insight to de-risk B2B trade. We enable SMEs (and other companies) to grow with confidence.
In addition to managing credit risk, we survey and protect your customers against fraud risks. Our team applies advanced analytics and real-time decisioning to maintain a trusted ecosystem.
Simple Integration
With our collection of REST APIs and webhooks, you can easily integrate our services. We supply whatever support your devs might need. From eligibility checks to refunds, from API integration to webhook notifications, we’ve got your devs covered.
Need additional support for complex e-commerce models? Our workflow experts and developers are here to help you set up B2B payment terms in no time.
FAQs about TermsTech
Contact us
Hi, I’m Wouter!
I’d love to discuss how we can help your operation with our working capital solutions. I’m looking forward to meeting you and answering all of your questions about AREA42.