{"id":3112,"date":"2025-12-10T15:51:46","date_gmt":"2025-12-10T15:51:46","guid":{"rendered":"https:\/\/area42.tech\/non-classe\/bnpl-pour-les-appareils-electroniques\/"},"modified":"2026-03-31T08:56:13","modified_gmt":"2026-03-31T07:56:13","slug":"bnpl-pour-les-appareils-electroniques","status":"publish","type":"post","link":"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-appareils-electroniques\/","title":{"rendered":"BNPL pour les appareils \u00e9lectroniques"},"content":{"rendered":"<div class=\"gb-container gb-container-12049e89 sticky-subnav\">\n<div class=\"gb-container gb-container-dbbeeb4e\">\n<div class=\"gb-container gb-container-5fd3dd33\">\n<div class=\"gb-container gb-container-9a8b63e7\">\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/FF-Mixed-colours-with-gold.svg\" alt=\"Logo TermsTech pour les conditions de paiement diff\u00e9r\u00e9 d'AREA42 et la solution B2B \u00ab Achetez maintenant, payez plus tard \u00bb (BNPL)\" class=\"wp-image-522\" style=\"width:auto;height:35px\"\/><\/a><\/figure>\n\n\n\n<div class=\"gb-element-ac0a8aa7 subnav-link\"><style>.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-link-color:var(--base-3);--kb-nav-dropdown-link-color-hover:var(--credendo-orange);--kb-nav-dropdown-background:var(--credendo-eggplant);--kb-nav-dropdown-link-background-hover:var(--base-3);--kb-nav-dropdown-border-top-left-radius:5px;--kb-nav-dropdown-border-top-right-radius:5px;--kb-nav-dropdown-border-bottom-right-radius:5px;--kb-nav-dropdown-border-bottom-left-radius:5px;--kb-nav-dropdown-border-radius-top:5px;--kb-nav-dropdown-border-radius-right:5px;--kb-nav-dropdown-border-radius-bottom:5px;--kb-nav-dropdown-border-radius-left:5px;--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-desktop-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.wp-block-kadence-navigation3266-cpt-id{--kb-nav-top-link-color:var(--contrast);--kb-nav-top-link-color-hover:var(--credendo-orange);}.wp-block-kadence-navigation3266-cpt-id > .navigation > .menu-container > .menu > .wp-block-kadence-navigation-link > .kb-link-wrap{font-weight:bold;}.wp-block-kadence-navigation3266-cpt-id .sub-menu > .wp-block-kadence-navigation-link > .kb-link-wrap > .kb-nav-link-content{font-weight:bold;}@media all and (max-width: 1024px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.header-tablet-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 767px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-mobile-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}<\/style><div class=\"wp-block-kadence-navigation3266-cpt-id kb-nav-desktop-horizontal-layout-standard kb-nav-tablet-horizontal-layout-standard kb-nav-mobile-horizontal-layout-standard navigation-desktop-layout-fill-stretch-false navigation-tablet-layout-fill-stretch-false navigation-mobile-layout-fill-stretch-false navigation-desktop-orientation-horizontal navigation-tablet-orientation-horizontal navigation-mobile-orientation-horizontal wp-block-kadence-navigation\" data-scroll-spy=\"\"><nav class=\"navigation navigation-desktop-style-standard navigation-tablet-style-standard navigation-mobile-style-standard navigation-desktop-dropdown-animation-none navigation-tablet-dropdown-animation-none navigation-mobile-dropdown-animation-none navigation-desktop-collapse-sub-menus-true navigation-tablet-collapse-sub-menus-true navigation-mobile-collapse-sub-menus-true navigation-desktop-parent-toggles-menus-false navigation-tablet-parent-toggles-menus-false navigation-mobile-parent-toggles-menus-false navigation-desktop-parent-active-false navigation-tablet-parent-active-false navigation-mobile-parent-active-false\"><div class=\"menu-container\"><ul class=\"kb-navigation menu collapse-sub-nav-desktop-true collapse-sub-nav-tablet-true collapse-sub-nav-mobile-true\">\n<style>.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_111e7e-f4 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/solutions-en-ligne-et-hors-ligne-de-termstech\/\">Solutions<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_20184e-df menu-item menu-item-has-children wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-dans-lindustrie\/\">Cas d&rsquo;utilisation dans l&rsquo;industrie<\/a><button aria-label=\"Toggle child menu of Cas d&#039;utilisation dans l&#039;industrie\" class=\"kb-nav-dropdown-toggle-btn\" aria-expanded=\"false\"><svg aria-hidden=\"true\" class=\"kb-nav-arrow-svg\" fill=\"currentColor\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z\"><\/path><\/svg><\/button><\/div><ul class=\"sub-menu kb-nav-sub-menu\">\n<style>.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_23bcee-7f menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-secteur-agricole\/\">BNPL pour l&rsquo;agriculture<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_d846d3-93 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-appareils-electroniques\/\">BNPL pour les appareils \u00e9lectroniques<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_801a9d-99 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et l&rsquo;h\u00f4tellerie<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cfc2df-f5 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour l&rsquo;alimentation et les boissons<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_605c12-ec menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/div><\/li>\n<\/ul><\/li>\n\n<style>.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cd5b42-6c menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/#faq\">FAQ<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_0bdbd2-3e menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/credendo-dev.outsystemsenterprise.com\/termstechdocumentation\/\" target=\"_blank\" rel=\"noopener\">D\u00e9veloppeurs<\/a><\/div><\/li>\n\n<style>.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-i670g4767 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/alternative-collection\/\">Alternatives<\/a><\/div><\/li>\n<\/ul><\/div><\/nav><\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\" style=\"border-radius:100px\"><strong>Parlez \u00e0 un expert<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-f2c5f36c\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-cfbb0016\">\n<div class=\"gb-grid-column gb-grid-column-4c6e73aa\"><div class=\"gb-container gb-container-4c6e73aa\">\n<div class=\"gb-container gb-container-4475b617\">\n\n<p class=\"eyebrow\">CAS D&rsquo;UTILISATION INDUSTRIEL<\/p>\n\n<\/div>\n\n\n<h1 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\" id=\"we-help-you-build-trust-and-grow\"><strong>Moteur de croissance de l&rsquo;industrie \u00e9lectronique<\/strong><\/h1>\n\n\n\n<p>L&rsquo;industrie \u00e9lectronique est un march\u00e9 florissant avec un taux de <a href=\"https:\/\/www.statista.com\/outlook\/emo\/electronics\/worldwide\" target=\"_blank\" rel=\"noreferrer noopener\">croissance annuel pr\u00e9vu<\/a> de 11,39 % entre 2026 et 2030 et un chiffre d&rsquo;affaires estim\u00e9 \u00e0 plus de 350 milliards d&rsquo;euros pour 2026. Avec les progr\u00e8s technologiques rapides et la demande croissante d\u2019\u00e9lectronique grand public, les entreprises de ce secteur s\u2019efforcent de rester comp\u00e9titives en conqu\u00e9rant et en conservant des parts de march\u00e9. <\/p>\n\n\n\n<p><a href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\" data-type=\"page\" data-id=\"247\">TermsTech<\/a> a introduit les conditions de paiement comme une solution strat\u00e9gique pour les d\u00e9taillants et les grossistes de l\u2019industrie \u00e9lectronique. Notre solution de paiement diff\u00e9r\u00e9 vous permet : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Attirer plus de clients<\/li>\n\n\n\n<li>Augmenter les volumes de vente<\/li>\n\n\n\n<li>G\u00e9rez vos stocks plus efficacement et assurez un approvisionnement continu des derniers gadgets et composants \u00e9lectroniques. <\/li>\n\n\n\n<li>Int\u00e9grer la solution de paiement pour les canaux de vente en ligne, de t\u00e9l\u00e9vente ou en personne<\/li>\n<\/ul>\n\n\n\n<p>En collaborant avec Terms.Tech, nous nous occupons de tous les risques li\u00e9s au non-paiement et \u00e0 la fraude, tandis que vous et vos clients en b\u00e9n\u00e9ficiez :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Am\u00e9lioration de la tr\u00e9sorerie <\/li>\n\n\n\n<li>Taux de conversion plus \u00e9lev\u00e9s = rentabilit\u00e9 <\/li>\n\n\n\n<li>Des clients heureux et fid\u00e8les<\/li>\n<\/ol>\n\n\n\n<div class=\"gb-element-a2dfceaa\">\n<a class=\"gb-text gb-text-31971ab9 primaryb\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\"><strong>Nous contacter<\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-552cbf21 primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert<\/strong><\/a>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-cf078157\"><div class=\"gb-container gb-container-cf078157 hide-on-mobile \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"781\" height=\"548\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-electronics_header.png\" alt=\"\" class=\"wp-image-1871\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-electronics_header.png 781w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-electronics_header-300x210.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-electronics_header-768x539.png 768w\" sizes=\"auto, (max-width: 781px) 100vw, 781px\" \/><\/figure>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-324a77a0\">\n<div class=\"gb-container gb-container-00a0f03e\">\n<div class=\"gb-container gb-container-ec367d79\">\n\n<div class=\"gb-element-f8ccafba\">\n<div class=\"gb-element-0690f3b7\">\n<div class=\"gb-element-fbcaa349\">\n<figure class=\"wp-block-image size-full cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/CPM-BNPL-selected.svg\" alt=\"\" class=\"wp-image-1651\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"gb-element-93f2dfa7\">\n<h3 class=\"wp-block-heading has-base-3-color has-text-color has-link-color wp-elements-90fbe30a41cb7b2ec004415f3b5d33f6\" id=\"report\">Voici comment cela fonctionne pour les entreprises du secteur \u00e9lectronique<\/h3>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-4d197bf6362b7e99eab3130f16893a9d\">Vous int\u00e9grez TermsTech dans votre plateforme de vente en ligne de produits et de composants \u00e9lectroniques. Cela vous permet de proposer notre solution de conditions de paiement \u00e0 l\u2019organisation cliente qui passe un contrat pour un projet.  <\/p>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-eeb6b124bb381587119e0ea3308b9389\">L\u2019acheteur opte pour la solution BNPL. Lorsque le fournisseur fournit une facture et une preuve de livraison, TermsTech le paie \u00e0 l\u2019avance via votre plateforme pour les biens qu\u2019il a vendus.  <\/p>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-131f0c275d55627f1fc466033946aaf2\">L\u2019entreprise cliente nous rembourse ensuite selon les modalit\u00e9s de paiement qu\u2019elle a choisies (jusqu\u2019\u00e0 120 jours). De cette mani\u00e8re, les vendeurs sont pay\u00e9s ponctuellement et l\u2019acheteur g\u00e8re efficacement son flux de tr\u00e9sorerie et son back-office. <\/p>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-c5e3cab114cd1d7f25fa5bd0765d59c6\">Notre solution de d\u00e9lais de paiement est taill\u00e9e sur mesure et r\u00e9pond \u00e0 tous vos besoins. Vous n\u2019avez donc plus \u00e0 vous soucier des v\u00e9rifications de solvabilit\u00e9, du financement, de la protection contre la fraude, de la gestion des risques, des paiements, ni m\u00eame du recouvrement des cr\u00e9ances.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"gb-container gb-container-adefba55\">\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-po-financing\">5 raisons pour choisir TermsTech comme fournisseur de services d\u2019achat imm\u00e9diat et de paiement ult\u00e9rieur<\/h2>\n\n<\/div>\n\n\n<div class=\"gb-element-67e1b246\">\n<div class=\"gb-element-d1eba492\">\n<div class=\"gb-element-d90a043e\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_newmarkets.svg\" alt=\"Ic\u00f4ne en forme d'\u00e9toile AREA42\" class=\"wp-image-1201\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"immediate-working-capital\">Am\u00e9liorer l\u2019exp\u00e9rience des clients<\/h3>\n\n\n\n<p>Les clients B2B aiment payer leurs marchandises \u00e0 cr\u00e9dit. Proposez les conditions de paiement de Terms.Tech dans votre portail de paiement et regardez vos taux de conversion augmenter tout en attirant de nouveaux clients. Flexible. Rapide. Facile \u00e0 utiliser.    <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-f57bf101\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_raise.svg\" alt=\"Ic\u00f4ne d'augmentation du graphique AREA42\" class=\"wp-image-1171\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"retain-equity\">Transactions plus importantes = augmentation du chiffre d\u2019affaires<\/h3>\n\n\n\n<p>Sans conditions de paiement, seuls quelques clients B2B oseraient effectuer des transactions importantes. Notre strat\u00e9gie de limite de cr\u00e9dit allant jusqu\u2019\u00e0 200 000 euros facilite la d\u00e9cision d\u2019achat. <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-27aad050\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/picto_score.svg\" alt=\"Ic\u00f4ne du compteur de vitesse AREA42\" class=\"wp-image-1170\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"collateral-free-credit\">Flux de tr\u00e9sorerie rapide et constant<\/h3>\n\n\n\n<p>Votre tr\u00e9sorerie et votre fonds de roulement sont essentiels \u00e0 la r\u00e9ussite de votre entreprise. Nous vous payons, vous et vos transporteurs, \u00e0 l\u2019avance et l\u2019acheteur nous rembourse par le biais de d\u00e9lais de paiement allant jusqu\u2019\u00e0 120 jours ou par versements \u00e9chelonn\u00e9s. C\u2019est une situation gagnant-gagnant pour vous et vos clients.  <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-c2b1773b\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_dollar.svg\" alt=\"Ic\u00f4ne de caisse AREA42\" class=\"wp-image-1177\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"accept-large-purchase-orders\">V\u00e9rification minutieuse de la solvabilit\u00e9<\/h3>\n\n\n\n<p>Donnez \u00e0 votre entreprise la r\u00e9putation qu\u2019elle m\u00e9rite. Gr\u00e2ce \u00e0 notre outil d\u2019\u00e9valuation de l\u2019\u00e9ligibilit\u00e9 d\u00e9velopp\u00e9 en interne, vous pouvez \u00eatre assur\u00e9 que nous n\u2019accordons des d\u00e9lais de paiement qu\u2019aux personnes ayant une bonne cote de cr\u00e9dit. Non seulement notre processus est rapide comme l\u2019\u00e9clair, mais il vous \u00e9vite d\u2019avoir \u00e0 effectuer vos propres v\u00e9rifications.  <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-a572604d\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_equity.svg\" alt=\"Ic\u00f4ne de solde AREA42\" class=\"wp-image-1176\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"cheaper-supplier-conditions\">Sans risque<\/h3>\n\n\n\n<p>Y a-t-il des impay\u00e9s ? Ce n\u2019est plus votre probl\u00e8me ! Notre solution Buy Now, Pay Later est totalement sans risque pour vous. Tout d\u00e9faut de paiement d\u00fb \u00e0 une fraude ou \u00e0 un d\u00e9faut de paiement nous est imputable. Vous pouvez ainsi r\u00e9duire vos risques tout en vous concentrant sur ce que vous faites le mieux. Terms.Tech vous aide \u00e0 d\u00e9velopper votre activit\u00e9 de mani\u00e8re judicieuse et s\u00fbre.     <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-6886da9a\"><\/div>\n<\/div>\n\n\n\n<a class=\"gb-text gb-text-b6371987 primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Planifiez une r\u00e9union<\/strong><\/a>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-1f08a383\">\n<div class=\"gb-container gb-container-2d220ddf\">\n<div class=\"gb-container gb-container-687a13ae\">\n<div class=\"gb-container gb-container-d1b33ce0\">\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"contact-us\">Nous contacter<\/h2>\n\n\n\n<div class=\"gb-element-33af3dc2\">\n<div class=\"gb-element-c4d6a499\">\n<div>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Benoit.png\" alt=\"Benoit Langue, AREA42\" class=\"wp-image-2986\"\/><\/figure>\n<\/div>\n\n\n\n<div>\n<h3 class=\"wp-block-heading\" id=\"hi-im-wouter\">Bonjour, je suis Benoit!<\/h3>\n\n\n\n<p>Je serais ravi de discuter avec vous de la mani\u00e8re dont nous pouvons aider votre entreprise gr\u00e2ce \u00e0 nos solutions de fonds de roulement. Je me r\u00e9jouis de vous rencontrer et de r\u00e9pondre \u00e0 toutes vos questions concernant AREA42. <\/p>\n\n\n\n<div class=\"gb-element-31319d0d\">\n<a class=\"gb-text gb-text-caa082f8 primaryb\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\"><strong>Nous contacter<\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-bc89b41d primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert<\/strong><\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-2559f0fc\">\n<div class=\"gb-container gb-container-9e0ea893\">\n\n<h4 class=\"wp-block-heading has-contrast-color has-text-color\" style=\"text-transform:uppercase\">AUTRES CAS D&rsquo;UTILISATION INDUSTRIEL<\/h4>\n\n\n\n<div class=\"gb-query-2099bf49\"><div class=\"gb-looper-a9e04454\">\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3097 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3096\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png\" alt=\"BNPL pour le transport et la logistique\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T16:17:24+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3102 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3101\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png\" alt=\"BNPL pour les produits alimentaires et les boissons\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour les produits alimentaires et les boissons<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T16:09:53+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3107 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3106\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png\" alt=\"BNPL pour les \u00e9v\u00e9nements et le secteur de l\u2019h\u00f4tellerie-restauration\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et le secteur de l&rsquo;h\u00f4tellerie-restauration<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T15:59:07+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<div class=\"gb-container gb-container-60bede6b\">\n\n<div class=\"wp-block-rank-math-toc-block aligncenter tableofcontent\" id=\"rank-math-toc\"><h4>Table of Contents<\/h4><nav><ul><li><a href=\"#we-help-you-build-trust-and-grow\">Moteur de croissance de l&rsquo;industrie \u00e9lectronique<\/a><ul><li><a href=\"#report\">Voici comment cela fonctionne pour les entreprises du secteur \u00e9lectronique<\/a><\/li><li><a href=\"#immediate-working-capital\">Am\u00e9liorer l\u2019exp\u00e9rience des clients<\/a><\/li><li><a href=\"#retain-equity\">Transactions plus importantes = augmentation du chiffre d\u2019affaires<\/a><\/li><li><a href=\"#collateral-free-credit\">Flux de tr\u00e9sorerie rapide et constant<\/a><\/li><li><a href=\"#accept-large-purchase-orders\">V\u00e9rification minutieuse de la solvabilit\u00e9<\/a><\/li><li><a href=\"#cheaper-supplier-conditions\">Sans risque<\/a><\/li><li><a href=\"#hi-im-wouter\">Bonjour, je suis Benoit!<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Businesses in the agriculture industry benefits from TermsTech\u2019s innovative BNPL solution: offer payment terms to improve cash flow, increase sales, and grow.<\/p>\n","protected":false},"author":3,"featured_media":3111,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-3112","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cas-dutilisation-industriel"],"_links":{"self":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/comments?post=3112"}],"version-history":[{"count":5,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3112\/revisions"}],"predecessor-version":[{"id":3308,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3112\/revisions\/3308"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media\/3111"}],"wp:attachment":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media?parent=3112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/categories?post=3112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/tags?post=3112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}