{"id":3102,"date":"2025-12-10T16:09:53","date_gmt":"2025-12-10T16:09:53","guid":{"rendered":"https:\/\/area42.tech\/non-classe\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/"},"modified":"2026-03-31T08:54:10","modified_gmt":"2026-03-31T07:54:10","slug":"bnpl-pour-les-produits-alimentaires-et-les-boissons","status":"publish","type":"post","link":"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/","title":{"rendered":"BNPL pour les produits alimentaires et les boissons"},"content":{"rendered":"<div class=\"gb-container gb-container-12049e89 sticky-subnav\">\n<div class=\"gb-container gb-container-dbbeeb4e\">\n<div class=\"gb-container gb-container-5fd3dd33\">\n<div class=\"gb-container gb-container-9a8b63e7\">\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/FF-Mixed-colours-with-gold.svg\" alt=\"Logo TermsTech pour les conditions de paiement diff\u00e9r\u00e9 d'AREA42 et la solution B2B \u00ab Achetez maintenant, payez plus tard \u00bb (BNPL)\" class=\"wp-image-522\" style=\"width:auto;height:35px\"\/><\/a><\/figure>\n\n\n\n<div class=\"gb-element-ac0a8aa7 subnav-link\"><style>.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-link-color:var(--base-3);--kb-nav-dropdown-link-color-hover:var(--credendo-orange);--kb-nav-dropdown-background:var(--credendo-eggplant);--kb-nav-dropdown-link-background-hover:var(--base-3);--kb-nav-dropdown-border-top-left-radius:5px;--kb-nav-dropdown-border-top-right-radius:5px;--kb-nav-dropdown-border-bottom-right-radius:5px;--kb-nav-dropdown-border-bottom-left-radius:5px;--kb-nav-dropdown-border-radius-top:5px;--kb-nav-dropdown-border-radius-right:5px;--kb-nav-dropdown-border-radius-bottom:5px;--kb-nav-dropdown-border-radius-left:5px;--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-desktop-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.wp-block-kadence-navigation3266-cpt-id{--kb-nav-top-link-color:var(--contrast);--kb-nav-top-link-color-hover:var(--credendo-orange);}.wp-block-kadence-navigation3266-cpt-id > .navigation > .menu-container > .menu > .wp-block-kadence-navigation-link > .kb-link-wrap{font-weight:bold;}.wp-block-kadence-navigation3266-cpt-id .sub-menu > .wp-block-kadence-navigation-link > .kb-link-wrap > .kb-nav-link-content{font-weight:bold;}@media all and (max-width: 1024px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.header-tablet-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 767px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-mobile-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}<\/style><div class=\"wp-block-kadence-navigation3266-cpt-id kb-nav-desktop-horizontal-layout-standard kb-nav-tablet-horizontal-layout-standard kb-nav-mobile-horizontal-layout-standard navigation-desktop-layout-fill-stretch-false navigation-tablet-layout-fill-stretch-false navigation-mobile-layout-fill-stretch-false navigation-desktop-orientation-horizontal navigation-tablet-orientation-horizontal navigation-mobile-orientation-horizontal wp-block-kadence-navigation\" data-scroll-spy=\"\"><nav class=\"navigation navigation-desktop-style-standard navigation-tablet-style-standard navigation-mobile-style-standard navigation-desktop-dropdown-animation-none navigation-tablet-dropdown-animation-none navigation-mobile-dropdown-animation-none navigation-desktop-collapse-sub-menus-true navigation-tablet-collapse-sub-menus-true navigation-mobile-collapse-sub-menus-true navigation-desktop-parent-toggles-menus-false navigation-tablet-parent-toggles-menus-false navigation-mobile-parent-toggles-menus-false navigation-desktop-parent-active-false navigation-tablet-parent-active-false navigation-mobile-parent-active-false\"><div class=\"menu-container\"><ul class=\"kb-navigation menu collapse-sub-nav-desktop-true collapse-sub-nav-tablet-true collapse-sub-nav-mobile-true\">\n<style>.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_111e7e-f4 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/solutions-en-ligne-et-hors-ligne-de-termstech\/\">Solutions<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_20184e-df menu-item menu-item-has-children wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-dans-lindustrie\/\">Cas d&rsquo;utilisation dans l&rsquo;industrie<\/a><button aria-label=\"Toggle child menu of Cas d&#039;utilisation dans l&#039;industrie\" class=\"kb-nav-dropdown-toggle-btn\" aria-expanded=\"false\"><svg aria-hidden=\"true\" class=\"kb-nav-arrow-svg\" fill=\"currentColor\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z\"><\/path><\/svg><\/button><\/div><ul class=\"sub-menu kb-nav-sub-menu\">\n<style>.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_23bcee-7f menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-secteur-agricole\/\">BNPL pour l&rsquo;agriculture<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_d846d3-93 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-appareils-electroniques\/\">BNPL pour les appareils \u00e9lectroniques<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_801a9d-99 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et l&rsquo;h\u00f4tellerie<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cfc2df-f5 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour l&rsquo;alimentation et les boissons<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_605c12-ec menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/div><\/li>\n<\/ul><\/li>\n\n<style>.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cd5b42-6c menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/#faq\">FAQ<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_0bdbd2-3e menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/credendo-dev.outsystemsenterprise.com\/termstechdocumentation\/\" target=\"_blank\" rel=\"noopener\">D\u00e9veloppeurs<\/a><\/div><\/li>\n\n<style>.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-i670g4767 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/alternative-collection\/\">Alternatives<\/a><\/div><\/li>\n<\/ul><\/div><\/nav><\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\" style=\"border-radius:100px\"><strong>Parlez \u00e0 un expert<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-f2c5f36c\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-cfbb0016\">\n<div class=\"gb-grid-column gb-grid-column-4c6e73aa\"><div class=\"gb-container gb-container-4c6e73aa\">\n<div class=\"gb-container gb-container-4475b617\">\n\n<p class=\"eyebrow\">CAS D&rsquo;UTILISATION INDUSTRIEL<\/p>\n\n<\/div>\n\n\n<h1 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\" id=\"we-help-you-build-trust-and-grow\"><strong>Moteur de croissance de l&rsquo;industrie agroalimentaire<\/strong><\/h1>\n\n\n\n<p><a href=\"https:\/\/www.thebusinessresearchcompany.com\/report\/food-and-beverages-global-market-report\" target=\"_blank\" rel=\"noreferrer noopener\">La valeur estim\u00e9e<\/a> de l\u2019Industrie agroalimentaire etait de 5,34 billions euros en 2022. Ce chiffre atteindra 8,47 billions d\u2019euros en 2027. <\/p>\n\n\n\n<p>Les magasins de briques et de mortier sont traditionnellement charg\u00e9s de l\u2019achat et de la vente en gros de produits alimentaires et de boissons. Le cr\u00e9dit commercial etait propos\u00e9 manuellement.  <\/p>\n\n\n\n<p>Toutefois, la situation a chang\u00e9 en 2020, lorsque nous avons assist\u00e9 \u00e0 une transition massive vers les achats en ligne. D\u2019une ann\u00e9e sur l\u2019autre, les achats en ligne ont augment\u00e9 de 51,6 % pour les produits alimentaires et de 39,3 % pour les boissons.  <\/p>\n\n\n\n<p>Malgr\u00e9 cela, les options de paiement diff\u00e9r\u00e9 a disposition des acheteurs ne sont pas encore g\u00e9n\u00e9ralis\u00e9es sur le march\u00e9 agroalimentaire interentreprises. Les banques n\u2019ont pas r\u00e9pondu \u00e0 la demande croissante de cr\u00e9dit commercial en ligne. <\/p>\n\n\n\n<p>La bonne nouvelle, c\u2019est que cette situation est en train de changer rapidement! Des entreprises comme <a href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\" data-type=\"page\" data-id=\"247\">TermsTech<\/a> ont mis au point une solution gagnant-gagnant pour les acheteurs et les vendeurs. Les acheteurs peuvent obtenir des delais de paiement gr\u00e2ce au cr\u00e9dit commercial en ligne Les vendeurs, quant \u00e0 eux, re\u00e7oivent des liquidit\u00e9s \u00e0 l\u2019avance.   <\/p>\n\n\n\n<div class=\"gb-element-a2dfceaa\">\n<a class=\"gb-text gb-text-31971ab9 primaryb\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\"><strong>Nous contacter<\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-552cbf21 primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert<\/strong><\/a>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-cf078157\"><div class=\"gb-container gb-container-cf078157 hide-on-mobile \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"781\" height=\"548\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage_header.png\" alt=\"\" class=\"wp-image-1865\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage_header.png 781w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage_header-300x210.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage_header-768x539.png 768w\" sizes=\"auto, (max-width: 781px) 100vw, 781px\" \/><\/figure>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-324a77a0\">\n<div class=\"gb-container gb-container-00a0f03e\">\n<div class=\"gb-container gb-container-ec367d79\">\n\n<div class=\"gb-element-f8ccafba\">\n<div class=\"gb-element-0690f3b7\">\n<div class=\"gb-element-fbcaa349\">\n<figure class=\"wp-block-image size-full cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/CPM-BNPL-selected.svg\" alt=\"\" class=\"wp-image-1651\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"gb-element-93f2dfa7\">\n<h3 class=\"wp-block-heading has-base-3-color has-text-color has-link-color wp-elements-99ce71dddece1348d972223cba57606b\" id=\"report\">Voici comment cela fonctionne pour les entreprises du secteur agroalimentaire<\/h3>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-59598a1016838b9794cc993798eb023a\">Int\u00e9grez la solution de paiement diff\u00e9r\u00e9 de Terms.Tech \u00e0 votre portail de paiement. Cela vous permet d\u2019offrir un cr\u00e9dit commercial aux acheteurs en ligne. Si vos acheteurs choisissent de payer avec des conditions de paiement, ils reportent le paiement de leur achat jusqu&rsquo;\u00e0 120 jours.  <\/p>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-076346ff3e8c34f2a9007706d00ed249\">De leur cote, les vendeurs re\u00e7oivent le paiement d\u00e8s l\u2019envoie des marchandises par l\u2019acheteur. Les acheteurs nous remboursent ensuite selon les modalit\u00e9s qu\u2019ils ont choisies. C&rsquo;est une situation gagnant-gagnant pour les deux parties qui aide les acheteurs et les vendeurs \u00e0 g\u00e9rer leur tr\u00e9sorerie de mani\u00e8re plus durable.  <\/p>\n\n\n\n<p class=\"has-base-3-color has-text-color has-link-color wp-elements-cd53e43ffffa0b704b71daa1148b574c\">Notre solution de paiement diff\u00e9r\u00e9e sur mesure r\u00e9pond \u00e0 tous vos besoins. Le r\u00e9sultat ? Vous n\u2019avez pas \u00e0 vous pr\u00e9occuper des v\u00e9rifications de solvabilit\u00e9, du financement, de la protection contre la fraude, de la gestion des risques, des paiements, ni m\u00eame du recouvrement des cr\u00e9ances.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"gb-container gb-container-adefba55\">\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-po-financing\">5 raisons pour choisir TermsTech comme fournisseur de services d\u2019achat imm\u00e9diat et de paiement ult\u00e9rieur<\/h2>\n\n<\/div>\n\n\n<div class=\"gb-element-67e1b246\">\n<div class=\"gb-element-d1eba492\">\n<div class=\"gb-element-d90a043e\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_newmarkets.svg\" alt=\"Ic\u00f4ne en forme d'\u00e9toile AREA42\" class=\"wp-image-1201\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"immediate-working-capital\">Am\u00e9liorer l\u2019exp\u00e9rience des clients<\/h3>\n\n\n\n<p>Les clients B2B aiment payer leurs marchandises \u00e0 cr\u00e9dit. Proposez les conditions de paiement de Terms.Tech dans votre portail de paiement et regardez vos taux de conversion augmenter tout en attirant de nouveaux clients. Flexible. Rapide. Facile \u00e0 utiliser.    <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-f57bf101\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_raise.svg\" alt=\"Ic\u00f4ne d'augmentation du graphique AREA42\" class=\"wp-image-1171\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"retain-equity\">Transactions plus importantes = augmentation du chiffre d\u2019affaires<\/h3>\n\n\n\n<p>Sans conditions de paiement, seuls quelques clients B2B oseraient effectuer des transactions importantes. Notre strat\u00e9gie de limite de cr\u00e9dit allant jusqu\u2019\u00e0 200 000 euros facilite la d\u00e9cision d\u2019achat. <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-27aad050\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/picto_score.svg\" alt=\"Ic\u00f4ne du compteur de vitesse AREA42\" class=\"wp-image-1170\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"collateral-free-credit\">Flux de tr\u00e9sorerie rapide et constant<\/h3>\n\n\n\n<p>Votre tr\u00e9sorerie et votre fonds de roulement sont essentiels \u00e0 la r\u00e9ussite de votre entreprise. Nous vous payons, vous et vos transporteurs, \u00e0 l\u2019avance et l\u2019acheteur nous rembourse par le biais de d\u00e9lais de paiement allant jusqu\u2019\u00e0 120 jours ou par versements \u00e9chelonn\u00e9s. C\u2019est une situation gagnant-gagnant pour vous et vos clients.  <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-c2b1773b\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_dollar.svg\" alt=\"Ic\u00f4ne de caisse AREA42\" class=\"wp-image-1177\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"accept-large-purchase-orders\">V\u00e9rification minutieuse de la solvabilit\u00e9<\/h3>\n\n\n\n<p>Donnez \u00e0 votre entreprise la r\u00e9putation qu\u2019elle m\u00e9rite. Gr\u00e2ce \u00e0 notre outil d\u2019\u00e9valuation de l\u2019\u00e9ligibilit\u00e9 d\u00e9velopp\u00e9 en interne, vous pouvez \u00eatre assur\u00e9 que nous n\u2019accordons des d\u00e9lais de paiement qu\u2019aux personnes ayant une bonne cote de cr\u00e9dit. Non seulement notre processus est rapide comme l\u2019\u00e9clair, mais il vous \u00e9vite d\u2019avoir \u00e0 effectuer vos propres v\u00e9rifications.  <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-a572604d\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_equity.svg\" alt=\"Ic\u00f4ne de solde AREA42\" class=\"wp-image-1176\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"cheaper-supplier-conditions\">Sans risque<\/h3>\n\n\n\n<p>Y a-t-il des impay\u00e9s ? Ce n\u2019est plus votre probl\u00e8me ! Notre solution Buy Now, Pay Later est totalement sans risque pour vous. Tout d\u00e9faut de paiement d\u00fb \u00e0 une fraude ou \u00e0 un d\u00e9faut de paiement nous est imputable. Vous pouvez ainsi r\u00e9duire vos risques tout en vous concentrant sur ce que vous faites le mieux. Terms.Tech vous aide \u00e0 d\u00e9velopper votre activit\u00e9 de mani\u00e8re judicieuse et s\u00fbre.     <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-6886da9a\"><\/div>\n<\/div>\n\n\n\n<a class=\"gb-text gb-text-b6371987 primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Planifiez une r\u00e9union<\/strong><\/a>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-1f08a383\">\n<div class=\"gb-container gb-container-2d220ddf\">\n<div class=\"gb-container gb-container-687a13ae\">\n<div class=\"gb-container gb-container-d1b33ce0\">\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"contact-us\">Nous contacter<\/h2>\n\n\n\n<div class=\"gb-element-33af3dc2\">\n<div class=\"gb-element-c4d6a499\">\n<div>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Benoit.png\" alt=\"Benoit Langue, AREA42\" class=\"wp-image-2986\"\/><\/figure>\n<\/div>\n\n\n\n<div>\n<h3 class=\"wp-block-heading\" id=\"hi-im-wouter\">Bonjour, je suis Benoit!<\/h3>\n\n\n\n<p>Je serais ravi de discuter avec vous de la mani\u00e8re dont nous pouvons aider votre entreprise gr\u00e2ce \u00e0 nos solutions de fonds de roulement. Je me r\u00e9jouis de vous rencontrer et de r\u00e9pondre \u00e0 toutes vos questions concernant AREA42. <\/p>\n\n\n\n<div class=\"gb-element-31319d0d\">\n<a class=\"gb-text gb-text-caa082f8 primaryb\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\"><strong>Nous contacter<\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-bc89b41d primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert<\/strong><\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-2559f0fc\">\n<div class=\"gb-container gb-container-9e0ea893\">\n\n<h4 class=\"wp-block-heading has-contrast-color has-text-color\" style=\"text-transform:uppercase\">AUTRES CAS D&rsquo;UTILISATION INDUSTRIEL<\/h4>\n\n\n\n<div class=\"gb-query-2099bf49\"><div class=\"gb-looper-a9e04454\">\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3097 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3096\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png\" alt=\"BNPL pour le transport et la logistique\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T16:17:24+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3102 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3101\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png\" alt=\"BNPL pour les produits alimentaires et les boissons\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour les produits alimentaires et les boissons<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T16:09:53+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3107 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3106\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png\" alt=\"BNPL pour les \u00e9v\u00e9nements et le secteur de l\u2019h\u00f4tellerie-restauration\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et le secteur de l&rsquo;h\u00f4tellerie-restauration<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-6d37c421\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-12-10T15:59:07+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div>\n\n\n<a class=\"gb-text gb-text-b93f6397\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\"><strong>Lire l&rsquo;article<\/strong><\/a>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<div class=\"gb-container gb-container-60bede6b\">\n\n<div class=\"wp-block-rank-math-toc-block aligncenter tableofcontent\" id=\"rank-math-toc\"><h4>Table of Contents<\/h4><nav><ul><li><a href=\"#we-help-you-build-trust-and-grow\">Moteur de croissance de l&rsquo;industrie agroalimentaire<\/a><ul><li><a href=\"#report\">Voici comment cela fonctionne pour les entreprises du secteur agroalimentaire<\/a><\/li><li><a href=\"#immediate-working-capital\">Am\u00e9liorer l\u2019exp\u00e9rience des clients<\/a><\/li><li><a href=\"#retain-equity\">Transactions plus importantes = augmentation du chiffre d\u2019affaires<\/a><\/li><li><a href=\"#collateral-free-credit\">Flux de tr\u00e9sorerie rapide et constant<\/a><\/li><li><a href=\"#accept-large-purchase-orders\">V\u00e9rification minutieuse de la solvabilit\u00e9<\/a><\/li><li><a href=\"#cheaper-supplier-conditions\">Sans risque<\/a><\/li><li><a href=\"#hi-im-wouter\">Bonjour, je suis Benoit!<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Vous souhaitez am\u00e9liorer votre tr\u00e9sorerie ? Vous \u00eates int\u00e9ress\u00e9 par le BNPL B2B ? La solution TermsTech d&rsquo;AREA42 permet aux entreprises du secteur de l&rsquo;alimentation et des boissons de proposer des conditions de paiement flexibles et diff\u00e9r\u00e9es.  <\/p>\n","protected":false},"author":3,"featured_media":3101,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-3102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cas-dutilisation-industriel"],"_links":{"self":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/comments?post=3102"}],"version-history":[{"count":5,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3102\/revisions"}],"predecessor-version":[{"id":3292,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/posts\/3102\/revisions\/3292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media\/3101"}],"wp:attachment":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media?parent=3102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/categories?post=3102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/tags?post=3102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}