{"id":2878,"date":"2025-11-26T09:59:25","date_gmt":"2025-11-26T09:59:25","guid":{"rendered":"https:\/\/area42.tech\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/"},"modified":"2026-03-31T12:17:36","modified_gmt":"2026-03-31T11:17:36","slug":"conditions-de-paiement-de-termstech-et-bnpl-b2b","status":"publish","type":"page","link":"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/","title":{"rendered":"Conditions de paiement de TermsTech et BNPL B2B"},"content":{"rendered":"<div class=\"gb-container gb-container-12049e89 sticky-subnav\">\n<div class=\"gb-container gb-container-dbbeeb4e\">\n<div class=\"gb-container gb-container-5fd3dd33\">\n<div class=\"gb-container gb-container-9a8b63e7\">\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/FF-Mixed-colours-with-gold.svg\" alt=\"Logo TermsTech pour les conditions de paiement diff\u00e9r\u00e9 d'AREA42 et la solution B2B \u00ab Achetez maintenant, payez plus tard \u00bb (BNPL)\" class=\"wp-image-522\" style=\"width:auto;height:35px\"\/><\/a><\/figure>\n\n\n\n<div class=\"gb-element-ac0a8aa7 subnav-link\"><style>.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-link-color:var(--base-3);--kb-nav-dropdown-link-color-hover:var(--credendo-orange);--kb-nav-dropdown-background:var(--credendo-eggplant);--kb-nav-dropdown-link-background-hover:var(--base-3);--kb-nav-dropdown-border-top-left-radius:5px;--kb-nav-dropdown-border-top-right-radius:5px;--kb-nav-dropdown-border-bottom-right-radius:5px;--kb-nav-dropdown-border-bottom-left-radius:5px;--kb-nav-dropdown-border-radius-top:5px;--kb-nav-dropdown-border-radius-right:5px;--kb-nav-dropdown-border-radius-bottom:5px;--kb-nav-dropdown-border-radius-left:5px;--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-desktop-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.wp-block-kadence-navigation3266-cpt-id{--kb-nav-top-link-color:var(--contrast);--kb-nav-top-link-color-hover:var(--credendo-orange);}.wp-block-kadence-navigation3266-cpt-id > .navigation > .menu-container > .menu > .wp-block-kadence-navigation-link > .kb-link-wrap{font-weight:bold;}.wp-block-kadence-navigation3266-cpt-id .sub-menu > .wp-block-kadence-navigation-link > .kb-link-wrap > .kb-nav-link-content{font-weight:bold;}@media all and (max-width: 1024px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.header-tablet-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 1024px){.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}@media all and (max-width: 767px){.wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.header-mobile-transparent .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}.item-is-stuck .wp-block-kadence-navigation3266-cpt-id{--kb-nav-dropdown-toggle-border-left:var(--kb-nav-link-border-left);--kb-nav-top-not-last-link-border-bottom:var(--kb-nav-link-border-bottom);}}<\/style><div class=\"wp-block-kadence-navigation3266-cpt-id kb-nav-desktop-horizontal-layout-standard kb-nav-tablet-horizontal-layout-standard kb-nav-mobile-horizontal-layout-standard navigation-desktop-layout-fill-stretch-false navigation-tablet-layout-fill-stretch-false navigation-mobile-layout-fill-stretch-false navigation-desktop-orientation-horizontal navigation-tablet-orientation-horizontal navigation-mobile-orientation-horizontal wp-block-kadence-navigation\" data-scroll-spy=\"\"><nav class=\"navigation navigation-desktop-style-standard navigation-tablet-style-standard navigation-mobile-style-standard navigation-desktop-dropdown-animation-none navigation-tablet-dropdown-animation-none navigation-mobile-dropdown-animation-none navigation-desktop-collapse-sub-menus-true navigation-tablet-collapse-sub-menus-true navigation-mobile-collapse-sub-menus-true navigation-desktop-parent-toggles-menus-false navigation-tablet-parent-toggles-menus-false navigation-mobile-parent-toggles-menus-false navigation-desktop-parent-active-false navigation-tablet-parent-active-false navigation-mobile-parent-active-false\"><div class=\"menu-container\"><ul class=\"kb-navigation menu collapse-sub-nav-desktop-true collapse-sub-nav-tablet-true collapse-sub-nav-mobile-true\">\n<style>.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_111e7e-f4 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_111e7e-f4 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/solutions-en-ligne-et-hors-ligne-de-termstech\/\">Solutions<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_20184e-df > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_20184e-df menu-item menu-item-has-children wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-dans-lindustrie\/\">Cas d&rsquo;utilisation dans l&rsquo;industrie<\/a><button aria-label=\"Toggle child menu of Cas d&#039;utilisation dans l&#039;industrie\" class=\"kb-nav-dropdown-toggle-btn\" aria-expanded=\"false\"><svg aria-hidden=\"true\" class=\"kb-nav-arrow-svg\" fill=\"currentColor\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path d=\"M5.293 9.707l6 6c0.391 0.391 1.024 0.391 1.414 0l6-6c0.391-0.391 0.391-1.024 0-1.414s-1.024-0.391-1.414 0l-5.293 5.293-5.293-5.293c-0.391-0.391-1.024-0.391-1.414 0s-0.391 1.024 0 1.414z\"><\/path><\/svg><\/button><\/div><ul class=\"sub-menu kb-nav-sub-menu\">\n<style>.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_23bcee-7f > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_23bcee-7f menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-secteur-agricole\/\">BNPL pour l&rsquo;agriculture<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_d846d3-93 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_d846d3-93 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-appareils-electroniques\/\">BNPL pour les appareils \u00e9lectroniques<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_801a9d-99 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_801a9d-99 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et l&rsquo;h\u00f4tellerie<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cfc2df-f5 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cfc2df-f5 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour l&rsquo;alimentation et les boissons<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_605c12-ec > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_605c12-ec menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/div><\/li>\n<\/ul><\/li>\n\n<style>.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_cd5b42-6c > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_cd5b42-6c menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/#faq\">FAQ<\/a><\/div><\/li>\n\n<style>.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-2878_0bdbd2-3e > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-2878_0bdbd2-3e menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/credendo-dev.outsystemsenterprise.com\/termstechdocumentation\/\" target=\"_blank\" rel=\"noopener\">D\u00e9veloppeurs<\/a><\/div><\/li>\n\n<style>.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-highlight-order:3;--kb-nav-link-highlight-icon-order:3;}.kb-nav-link-i670g4767 > .kb-link-wrap.kb-link-wrap.kb-link-wrap.kb-link-wrap{--kb-nav-link-media-max-width:px;}<\/style><li class=\"kb-nav-link-i670g4767 menu-item wp-block-kadence-navigation-link\"><div class=\"kb-link-wrap\"><a class=\"kb-nav-link-content\" href=\"https:\/\/area42.tech\/alternative-collection\/\">Alternatives<\/a><\/div><\/li>\n<\/ul><\/div><\/nav><\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\" style=\"border-radius:100px\"><strong>Parlez \u00e0 un expert<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-2cc9a9a0\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-ebb3b9fd\">\n<div class=\"gb-grid-column gb-grid-column-42d407bc\"><div class=\"gb-container gb-container-42d407bc\">\n<div class=\"gb-container gb-container-fea3b569\">\n\n<p class=\"eyebrow\">Paiements B2B<\/p>\n\n<\/div>\n\n\n<h1 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\"><strong>Augmentez vos ventes gr\u00e2ce au B2B BNPL et aux conditions de paiement<\/strong><\/h1>\n\n\n\n<p class=\"has-area-42-eggplant-color has-text-color\">Conditions de paiement B2B de 30, 60, 90 ou 120 jours pour le commerce \u00e9lectronique B2B europ\u00e9en, les places de march\u00e9, les transactions hors ligne et les PSP. Offrez \u00e0 vos clients la flexibilit\u00e9 et la tr\u00e9sorerie dont ils ont besoin ! <\/p>\n\n\n\n<div class=\"gb-element-eca79236\">\n<a class=\"gb-text gb-text-80ffcc6c primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert <\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-c105939d primaryb\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/#findoutmore\"><strong>En savoir plus<\/strong><\/a>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-009d7cad\"><div class=\"gb-container gb-container-009d7cad hide-on-mobile \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"692\" height=\"700\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Termsmain.png\" alt=\"\" class=\"wp-image-1616\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Termsmain.png 692w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Termsmain-297x300.png 297w\" sizes=\"auto, (max-width: 692px) 100vw, 692px\" \/><\/figure>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-e1eaa9ce\">\n<div class=\"gb-container gb-container-9e58ee97\">\n<div class=\"gb-container gb-container-a20ca476\">\n<div class=\"gb-container gb-container-1c630035\">\n\n<h2 class=\"gb-headline gb-headline-135c4748 gb-headline-text\"><strong>TermsTech<\/strong>&nbsp;est une&nbsp;une solution de fonds de roulement&nbsp;<strong>d&rsquo;AREA42<\/strong> et le partenaire de confiance d\u2019acteurs ambitieux :<\/h2>\n\n<\/div>\n\n\n<div class=\"logo-carousel\" aria-label=\"Partner logos carousel\" role=\"region\">\n  <div class=\"logo-wrapper\">\n    <div class=\"logo-track\">\n      <!-- Set A -->\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42credendo.svg\" alt=\"Credendo logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42GreenGO.svg\" alt=\"Green-Go logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42Portomundi.svg\" alt=\"Logo de Portomundi, client d'AREA42\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42Digiteal.svg\" alt=\"Digiteal logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/01\/A42Humanoid.svg\" alt=\"Humanoid logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/01\/A42DCAdistribution.svg\" alt=\"DCA Distribution logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/02\/A42Booster4Business.svg\" alt=\"Booster4Business logo\" loading=\"eager\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/02\/A42Fresh.svg\" alt=\"Fresh logo\" loading=\"eager\"\/>\n\n      <!-- Set B (duplicate, same order) -->\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42credendo.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42GreenGO.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42Portomundi.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42Digiteal.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/01\/A42Humanoid.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/01\/A42DCAdistribution.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/02\/A42Booster4Business.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n      <img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2026\/02\/A42Fresh.svg\" alt=\"\" aria-hidden=\"true\" loading=\"lazy\"\/>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n.logo-carousel{\n  width:100%;\n  overflow:hidden;\n  background:#fff;\n  padding:20px 0;\n  position:relative;\n}\n.logo-wrapper{\n  display:flex;\n  align-items:center;\n  overflow:hidden;\n  position:relative;\n}\n.logo-track{\n  --logo-w:180px;\n  --logo-h:44px;\n  --gap:40px;\n\n  \/* n\u00ba de logos en UN set (A) *\/\n  --n: 8;\n\n  --step: calc(var(--logo-w) + var(--gap));\n  display:flex;\n  align-items:center;\n  gap:var(--gap);\n  will-change:transform;\n\n  \/* velocidad *\/\n  animation: logo-snap 40s linear infinite;\n}\n.logo-track img{\n  width:var(--logo-w);\n  height:var(--logo-h);\n  object-fit:contain;\n  flex:0 0 auto;\n}\n\n\/* 8 pasos (1 por logo), con pausa en cada uno *\/\n@keyframes logo-snap{\n  0%    { transform: translateX(0); }\n\n  3%    { transform: translateX(calc(-1 * var(--step) * 1)); }\n  12.5% { transform: translateX(calc(-1 * var(--step) * 1)); }\n\n  15.5% { transform: translateX(calc(-1 * var(--step) * 2)); }\n  25%   { transform: translateX(calc(-1 * var(--step) * 2)); }\n\n  28%   { transform: translateX(calc(-1 * var(--step) * 3)); }\n  37.5% { transform: translateX(calc(-1 * var(--step) * 3)); }\n\n  40.5% { transform: translateX(calc(-1 * var(--step) * 4)); }\n  50%   { transform: translateX(calc(-1 * var(--step) * 4)); }\n\n  53%   { transform: translateX(calc(-1 * var(--step) * 5)); }\n  62.5% { transform: translateX(calc(-1 * var(--step) * 5)); }\n\n  65.5% { transform: translateX(calc(-1 * var(--step) * 6)); }\n  75%   { transform: translateX(calc(-1 * var(--step) * 6)); }\n\n  78%   { transform: translateX(calc(-1 * var(--step) * 7)); }\n  87.5% { transform: translateX(calc(-1 * var(--step) * 7)); }\n\n  90.5% { transform: translateX(calc(-1 * var(--step) * 8)); }\n  100%  { transform: translateX(calc(-1 * var(--step) * 8)); }\n}\n\n@media (prefers-reduced-motion: reduce){\n  .logo-track{ animation:none; }\n}\n<\/style>\n\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-eb40f4b0\">\n<div class=\"gb-container gb-container-a7f5d401\">\n<div class=\"gb-container gb-container-a5d9ee14\" id=\"findoutmore\">\n\n<div class=\"gb-element-0061c910\">\n<div class=\"gb-element-0ceb4b71\">\n<div>\n<h2 class=\"wp-block-heading has-text-align-left\">BNPL rapide et flexible<\/h2>\n\n\n\n<p class=\"has-text-align-left\">R\u00e9duisez les risques li\u00e9s \u00e0 vos op\u00e9rations B2B gr\u00e2ce \u00e0 des solutions de paiement rapides et flexibles \u00ab Achetez maintenant, payez plus tard \u00bb (BNPL).<\/p>\n<\/div>\n\n\n\n<div>\n<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/lA-MJVXkjt0?loop=1&#038;playlist=lA-MJVXkjt0&#038;rel=0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen=\"\">\n<\/iframe>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">D\u00e9ployez les conditions de paiement de TermsTech pour r\u00e9pondre aux besoins de votre entreprise :<\/h3>\n\n\n\n<div class=\"gb-element-74c170e2\">\n<div class=\"gb-element-432fde4f\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/crown.svg\" alt=\"Ic\u00f4ne de la couronne AREA42\" class=\"wp-image-1200\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">Commerce \u00e9lectronique interentreprises<\/h3>\n\n\n\n<p>Les clients professionnels qui g\u00e8rent leur propre site de commerce \u00e9lectronique ont tout int\u00e9r\u00eat \u00e0 proposer des conditions de paiement.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttoncards is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-64b26803 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\" style=\"border-radius:100px\"><strong>Augmenter les ventes en ligne<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-1b922a36\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/multichannel.svg\" alt=\"\" class=\"wp-image-2002\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Ventes B2B hors ligne<\/h3>\n\n\n\n<p>TermsTech permet de d\u00e9finir des conditions de paiement pour les transactions hors ligne qui ne peuvent pas se faire en ligne.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttoncards is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\" style=\"border-radius:100px\"><strong>Augmenter les ventes hors ligne<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-39415e0e\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/marketplace.svg\" alt=\"\" class=\"wp-image-2003\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">March\u00e9s B2B<\/h3>\n\n\n\n<p>Les places de march\u00e9 B2B am\u00e9liorent les options de paiement de leurs vendeurs et acheteurs gr\u00e2ce au BNPL int\u00e9gr\u00e9.<\/p>\n\n\n\n<div class=\"wp-block-buttons buttoncards is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\" style=\"border-radius:100px\"><strong>Augmenter les ventes sur les places de march\u00e9<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3d55cbbf\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-37a9084e\">\n<div class=\"gb-grid-column gb-grid-column-bdb401af\"><div class=\"gb-container gb-container-bdb401af hide-on-mobile \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"630\" height=\"450\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/blogarticletest.png\" alt=\"\" class=\"wp-image-444\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/blogarticletest.png 630w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/blogarticletest-300x214.png 300w\" sizes=\"auto, (max-width: 630px) 100vw, 630px\" \/><\/figure>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-36fd883c\"><div class=\"gb-container gb-container-36fd883c\">\n\n<h2 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\"><strong>\u00cates-vous au courant des m\u00e9thodes de paiement B2B ?<\/strong><\/h2>\n\n\n\n<p class=\"has-area-42-eggplant-color has-text-color\">Les conditions de paiement diff\u00e9r\u00e9 permettent \u00e0 vos clients d\u2019acheter maintenant et de payer plus tard :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vous apportent un financement rapide, en tant que commer\u00e7ant<\/li>\n\n\n\n<li>donnent \u00e0 vos acheteurs plus de temps pour payer<\/li>\n\n\n\n<li>am\u00e9liorent les flux de tr\u00e9sorerie pour vous et vos clients<\/li>\n\n\n\n<li>augmentent le nombre de ventes et des commandes<\/li>\n\n\n\n<li>offre une plus grande souplesse de paiement<\/li>\n\n\n\n<li>optimise la planification<\/li>\n<\/ul>\n\n\n\n<p>Contactez-nous pour savoir comment Terms.Tech peut aider votre entreprise \u00e0 se d\u00e9velopper.<\/p>\n\n\n\n<div class=\"gb-element-a2dfceaa\">\n<a class=\"gb-text gb-text-31971ab9 primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong><strong>Planifiez une r\u00e9union<\/strong><\/strong><\/a>\n<\/div>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-8e008923\">\n<div class=\"gb-container gb-container-1e4e2380\" id=\"testimonials\">\n<div class=\"gb-container gb-container-7836d523\">\n<div class=\"gb-container gb-container-f7f5d5da\">\n<div class=\"gb-container gb-container-652f6d17\">\n<div class=\"gb-container gb-container-57aad49e\">\n<div class=\"gb-container gb-container-b4ceb9aa\">\n\n<h2 class=\"wp-block-heading has-text-align-left\">Ne nous \u00e9coutez pas, \u00e9coutez nos clients !<\/h2>\n\n<\/div>\n<\/div>\n\n\n<div class=\"gb-element-32c61c01\">\n<div class=\"gb-element-817b8514\">\n<div class=\"gb-element-d3a1cb8a\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"373\" height=\"268\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Koen-Vanhentenrijk.png\" alt=\"\" class=\"wp-image-327\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Koen-Vanhentenrijk.png 373w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Koen-Vanhentenrijk-300x216.png 300w\" sizes=\"auto, (max-width: 373px) 100vw, 373px\" \/><\/figure>\n\n\n\n<p class=\"has-credendo-black-color has-text-color has-link-color wp-elements-ebee0eafec50634a30c1535642ab16f9\">TermsTech permet \u00e0 Portomundi d\u2019offrir \u00e0 ses utilisateurs une exp\u00e9rience de cr\u00e9dit int\u00e9ressante et plus flexible. Ils fournissent les fonds, donnent \u00e0 nos utilisateurs plus de temps pour payer, et ont un service d\u2019assistance aux utilisateurs tr\u00e8s performant. La coop\u00e9ration avec TermsTech a d\u00e9finitivement conduit \u00e0 une meilleure gestion administrative pour notre communaut\u00e9 d\u2019utilisateurs !  <\/p>\n\n\n\n<div class=\"buttoncards\">\n<div class=\"gb-element-7b667330 textcenter-aligned\">\n<h4 class=\"wp-block-heading\">Koen Vanhentenrijk<\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42Portomundi.svg\" alt=\"\" class=\"wp-image-291\"\/><\/figure>\n<\/div>\n\n\n\n<p class=\"has-credendo-orange-color has-text-color has-link-color wp-elements-1ff38d9d7e7611eba8d9462f26498114\">D\u00e9veloppement des affaires chez Portomundi <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-a80fd416\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"373\" height=\"268\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Donato-di-znzo.png\" alt=\"\" class=\"wp-image-326\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Donato-di-znzo.png 373w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/Donato-di-znzo-300x216.png 300w\" sizes=\"auto, (max-width: 373px) 100vw, 373px\" \/><\/figure>\n\n\n\n<p class=\"has-credendo-black-color has-text-color has-link-color wp-elements-348ee39a43d7abaa7bebd86a717c20a7\">TermsTech nous permet d\u2019offrir des conditions de paiement flexibles \u00e0 nos clients et d\u2019en attirer de nouveaux.<\/p>\n\n\n\n<p class=\"has-credendo-black-color has-text-color has-link-color wp-elements-54b86bffdf54aa048d2b02ce3060c0f0\">La gestion des risques et la prise de d\u00e9cision sont robustes, ce qui se traduit par des taux d\u2019approbation tr\u00e8s \u00e9lev\u00e9s qui garantissent une augmentation des ventes.<\/p>\n\n\n\n<div class=\"buttoncards\">\n<div class=\"gb-element-f2c886b5 textcenter-aligned\">\n<h4 class=\"wp-block-heading\">Donato Di Zenzo<\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/A42GreenGO.svg\" alt=\"\" class=\"wp-image-290\"\/><\/figure>\n<\/div>\n\n\n\n<p class=\"has-credendo-orange-color has-text-color has-link-color wp-elements-b2876f0a9b15e3c37d8ede795b45bb9d\">Fondateur de Green-Go<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-7d20618c\">\n\n<h2 class=\"wp-block-heading\">Options en ligne et hors ligne<\/h2>\n\n\n\n<p>Nos briques technologiques s\u2019adaptent facilement aux besoins et aux sp\u00e9cificit\u00e9s de tous les commer\u00e7ants, quelle que soit leur taille ou leur secteur d\u2019activit\u00e9, qu\u2019il s\u2019agisse de simples solutions h\u00e9berg\u00e9es cl\u00e9s en main ou de solutions enti\u00e8rement int\u00e9gr\u00e9es.<\/p>\n\n<\/div>\n\n\n<div class=\"gb-element-f8ccafba\">\n<div class=\"gb-element-0690f3b7\">\n<div class=\"gb-element-fbcaa349\">\n<h3 class=\"wp-block-heading has-base-3-color has-text-color has-link-color wp-elements-9cff018fdfec4fc9372698f911273c73\">Outil manuel en libre-service<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-base-3-color has-text-color has-link-color wp-elements-895eadb1350456a99a8e9655b15b3870\">Testez nos services avant de les int\u00e9grer OU<\/li>\n\n\n\n<li class=\"has-base-3-color has-text-color has-link-color wp-elements-77b7764a5b3da57f2c6303402cc0f8f2\">Saisissez les commandes manuellement pour une solution autonome<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/container-white-content.svg\" alt=\"\" class=\"wp-image-1638\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"gb-element-d231b1c9\">\n<h3 class=\"wp-block-heading\"><strong>API simples<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Int\u00e9grer rapidement nos services dans votre plateforme de commerce \u00e9lectronique<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/container-dark-content.svg\" alt=\"\" class=\"wp-image-1641\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-c9eaaa8f\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-9f19ddda\">\n<div class=\"gb-grid-column gb-grid-column-3a62b2ad\"><div class=\"gb-container gb-container-3a62b2ad\">\n\n<h2 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\"><strong>Conditions de paiement dans l&rsquo;EEE<\/strong><\/h2>\n\n\n\n<p class=\"has-area-42-eggplant-color has-text-color\">TermsTech fournit des services de d\u00e9lais de paiement dans l\u2019Espace \u00e9conomique europ\u00e9en (EEE) et en Suisse.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\" style=\"border-radius:100px\"><strong>Planifiez une r\u00e9union<\/strong><\/a><\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-f5b4a0f2\"><div class=\"gb-container gb-container-f5b4a0f2\">\n\n<img decoding=\"async\" class=\"gb-media-5bd59fad\" alt=\"\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/A42wherewedobusiness.svg\" title=\"A42wherewedobusiness\"\/>\n\n\n\n<p>Utilisez les conditions de paiement de TermsTech dans toute l&rsquo;Europe !<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-5c9a48d7\">\n<div class=\"gb-container gb-container-e4cd084e\">\n<div class=\"gb-container gb-container-7526be1f\">\n<div class=\"gb-container gb-container-ba06d0e5\">\n<div class=\"gb-container gb-container-bdddd6e3\">\n<div class=\"gb-container gb-container-00482f0e\">\n<div class=\"gb-container gb-container-40007a82\">\n\n<h2 class=\"wp-block-heading has-text-align-left\">Conditions de paiement pour presque tous les secteurs d&rsquo;activit\u00e9<\/h2>\n\n<\/div>\n\n<div class=\"gb-container gb-container-f068b465\">\n\n<div class=\"gb-query-2099bf49\"><div class=\"gb-looper-a9e04454\">\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3097 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3096\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png\" alt=\"BNPL pour le transport et la logistique\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-shipping-and-logistics-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\">BNPL pour le transport et la logistique<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-09cf6c1a\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"post-author wp-block-post-date\"><time datetime=\"2025-12-10T16:17:24+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div><\/div>\n\n\n\n<a class=\"gb-text gb-text-b93f6397 buttoncards\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-le-transport-et-la-logistique\/\"><strong>En savoir plus<\/strong><\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3102 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3101\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png\" alt=\"BNPL pour les produits alimentaires et les boissons\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-food-and-beverage-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\">BNPL pour les produits alimentaires et les boissons<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-09cf6c1a\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"post-author wp-block-post-date\"><time datetime=\"2025-12-10T16:09:53+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div><\/div>\n\n\n\n<a class=\"gb-text gb-text-b93f6397 buttoncards\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-produits-alimentaires-et-les-boissons\/\"><strong>En savoir plus<\/strong><\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8da72ccb post-3107 post type-post status-publish format-standard has-post-thumbnail hentry category-cas-dutilisation-industriel\">\n<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"525\" data-media-id=\"3106\" class=\"gb-media-656da67f\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png\" alt=\"BNPL pour les \u00e9v\u00e9nements et le secteur de l\u2019h\u00f4tellerie-restauration\" srcset=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail.png 800w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-300x197.png 300w, https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/BNPL-for-events-and-hospitality-Thumbnail-768x504.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\n\n\n<div class=\"gb-element-665cee16\"><div class=\"taxonomy-category catarticle wp-block-post-terms\"><a href=\"https:\/\/area42.tech\/fr\/category\/cas-dutilisation-industriel\/\" rel=\"tag\">cas d&rsquo;utilisation industriel<\/a><\/div>\n\n\n<h4 class=\"gb-text gb-text-98240a1f\"><a href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\">BNPL pour les \u00e9v\u00e9nements et le secteur de l&rsquo;h\u00f4tellerie-restauration<\/a><\/h4>\n\n\n<div class=\"gb-container gb-container-09cf6c1a\">\n<div class=\"post-author wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='AREA42 icon' src='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-24x24.png' srcset='https:\/\/area42.tech\/wp-content\/uploads\/2025\/11\/cropped-A42-web-1-48x48.png 2x' class='avatar avatar-24 photo' height='24' width='24' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">AREA42<\/p><\/div><\/div>\n\n<div class=\"post-author wp-block-post-date\"><time datetime=\"2025-12-10T15:59:07+00:00\">10 d\u00e9cembre 2025<\/time><\/div>\n<\/div><\/div>\n\n\n\n<a class=\"gb-text gb-text-b93f6397 buttoncards\" href=\"https:\/\/area42.tech\/fr\/cas-dutilisation-industriel\/bnpl-pour-les-evenements-et-le-secteur-de-lhotellerie-restauration\/\"><strong>En savoir plus<\/strong><\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n\n<div class=\"gb-element-e01bc057\"><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-3c319e5e\">\n<div class=\"gb-container gb-container-6f55245d\">\n<div class=\"gb-container gb-container-ffc9d5e5\">\n<div class=\"gb-container gb-container-88608698\" id=\"solution\">\n\n<h2 class=\"wp-block-heading\">BNPL: Pourquoi proposer la solution de credit commerciale Terms.Tech \u00e0 vos acheteurs?<\/h2>\n\n\n\n<p>TermsTech \u00e9limine l\u2019incertitude pour vous et vos clients. Nous donnons aux fournisseurs et aux commer\u00e7ants un acc\u00e8s rapide \u00e0 leurs fonds tout en g\u00e9rant le risque de non-paiement de la part des acheteurs. Soutenu par l\u2019expertise B2B de Credendo, leader de l\u2019assurance-cr\u00e9dit depuis plus de 100 ans, TermsTech associe une technologie de paiement rapide et avanc\u00e9e \u00e0 une expertise financi\u00e8re avis\u00e9e en mati\u00e8re de risques.  <\/p>\n\n<\/div>\n\n<div class=\"gb-container gb-container-df07ad92\">\n\n<div class=\"gb-element-ba75866b\">\n<div class=\"gb-element-5ca76c8b\">\n<div class=\"gb-element-44c67100\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_flower.svg\" alt=\"Ic\u00f4ne de fleur AREA42\" class=\"wp-image-1165\" style=\"width:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">Liquidit\u00e9 et conditions de paiement<\/h3>\n<\/div>\n\n\n\n<p>Des clients \u00e0 court de liquidit\u00e9s ? Les PME s\u2019inqui\u00e8tent vraiment de leur tr\u00e9sorerie ? Vous craignez d\u2019\u00eatre pay\u00e9 en retard ? Ces probl\u00e8mes disparaissent avec TermsTech, qui fournit les fonds pour vos transactions B2B. Vous \u00eates pay\u00e9 d\u2019avance et vos clients peuvent obtenir le service ou le mat\u00e9riel dont ils ont besoin.    <\/p>\n\n\n\n<p>Notre construction modulaire vous permet de cr\u00e9er des solutions adapt\u00e9es aux besoins de vos clients.<\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-7970a157\">\n<div class=\"gb-element-470ee011\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/contract.svg\" alt=\"\" class=\"wp-image-1635\" style=\"width:auto;height:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">Souscription<\/h3>\n<\/div>\n\n\n\n<p>Nos algorithmes de risque de cr\u00e9dit combinent de nombreuses donn\u00e9es de tiers avec des donn\u00e9es de performance historique. Cela vous permet, ainsi qu\u2019\u00e0 vos clients, de ne manquer aucune occasion. <\/p>\n\n\n\n<p>Notre moteur de prise de d\u00e9cision automatis\u00e9 de pointe, associ\u00e9 \u00e0 notre \u00e9quipe d\u2019experts en risque de cr\u00e9dit commercial, fait de nous le meilleur partenaire pour d\u00e9velopper votre activit\u00e9 en toute s\u00e9curit\u00e9.<\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-50a267d2\">\n<div class=\"gb-element-ffccd301\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_newproductlines.svg\" alt=\"Ic\u00f4ne \u00e9l\u00e9phant AREA42\" class=\"wp-image-1202\" style=\"width:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">Gestion des risques et recouvrement<\/h3>\n<\/div>\n\n\n\n<p>TermsTech est responsable des pertes dues au non-paiement. Nous appliquons une approche conviviale pour les collectes \u00e0 un stade pr\u00e9coce et nous nous associons \u00e0 un tiers de confiance pour les collectes \u00e0 un stade plus avanc\u00e9. <\/p>\n\n\n\n<p>Outre la gestion du risque de cr\u00e9dit, nous \u00e9tudions et prot\u00e9geons vos clients contre les risques de fraude. Notre \u00e9quipe applique des analyses avanc\u00e9es et prend des d\u00e9cisions en temps r\u00e9el pour maintenir une relation de confiance. <\/p>\n<\/div>\n\n\n\n<div class=\"gb-element-037539da\">\n<div class=\"gb-element-cd6f399a\">\n<figure class=\"wp-block-image size-full is-resized cardtitleimage\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/icon_diamond.svg\" alt=\"Ic\u00f4ne en forme de diamant AREA42\" class=\"wp-image-1167\" style=\"width:68px\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">Int\u00e9gration simple<\/h3>\n<\/div>\n\n\n\n<p>Gr\u00e2ce \u00e0 notre collection d\u2019API REST et de webhooks, vous pouvez facilement int\u00e9grer nos services. Nous fournissons tout <a href=\"https:\/\/credendo-dev.outsystemsenterprise.com\/termstechdocumentation\/?__hstc=212750667.358233d85420d9edbe98775161020a54.1765897479154.1765971718755.1766045227731.6&amp;__hssc=212750667.4.1766045227731&amp;__hsfp=622314906\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/credendo-dev.outsystemsenterprise.com\/termstechdocumentation\/?__hstc=212750667.358233d85420d9edbe98775161020a54.1765897479154.1765971718755.1766045227731.6&amp;__hssc=212750667.4.1766045227731&amp;__hsfp=622314906\" rel=\"noreferrer noopener\">le soutien dont vos d\u00e9veloppeurs peuvent avoir besoin<\/a>. Des contr\u00f4les d\u2019\u00e9ligibilit\u00e9 aux remboursements, de l\u2019int\u00e9gration API aux notifications webhook, nous avons tout pr\u00e9vu pour vos d\u00e9veloppeurs.  <\/p>\n\n\n\n<p>Besoin d\u2019un soutien suppl\u00e9mentaire pour des mod\u00e8les de commerce \u00e9lectronique complexes ? Nos experts en flux de travail et nos d\u00e9veloppeurs sont l\u00e0 pour vous aider \u00e0 mettre en place des conditions de paiement B2B en un rien de temps. <\/p>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-b16f64b9\">\n<div class=\"gb-container gb-container-6eaf2d7a\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-de5b8905\">\n<div class=\"gb-grid-column gb-grid-column-cd838f57\"><div class=\"gb-container gb-container-cd838f57\">\n\n<h2 class=\"wp-block-heading has-area-42-eggplant-color has-text-color\"><strong>FAQ sur TermsTech<\/strong><\/h2>\n\n\n\n<div class=\"gb-element-e45fa648\">\n<a class=\"gb-text gb-text-817a434a primaryb\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Parlez \u00e0 un expert<\/strong><\/a>\n\n\n\n<a class=\"gb-text gb-text-0c3fb34c primaryb hide-on-desktop hide-on-mobile hide-on-tablet\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\"><strong>Cliquez ici pour consulter d&rsquo;FAQ<\/strong><\/a>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-aa5d7f9b\"><div class=\"gb-container gb-container-aa5d7f9b\" id=\"faq\">\n<style>.kt-accordion-id2878_b39c99-b8 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:0px;}.kt-accordion-id2878_b39c99-b8 .kt-accordion-panel-inner{border-top:0px solid var(--credendo-orange);border-right:0px solid var(--credendo-orange);border-bottom:0px solid var(--credendo-orange);border-left:0px solid var(--credendo-orange);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--base-3);color:var(--charcoal);padding-top:9px;padding-right:13px;padding-bottom:9px;padding-left:13px;}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--charcoal);}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--charcoal);}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--base-3);}.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id2878_b39c99-b8 .kt-blocks-accordion-header:focus-visible{border-top:0px solid #878787;border-right:0px solid #878787;border-bottom:0px solid #878787;border-left:0px solid #878787;}.kt-accordion-id2878_b39c99-b8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--credendo-orange);background:var(--base-3);border-top:0px solid #444444;border-right:0px solid #444444;border-bottom:0px solid #444444;border-left:0px solid #444444;}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--credendo-orange);}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--credendo-orange);}.kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id2878_b39c99-b8:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--base-3);}@media all and (max-width: 1024px){.kt-accordion-id2878_b39c99-b8 .kt-accordion-panel-inner{border-top:0px solid var(--credendo-orange);border-right:0px solid var(--credendo-orange);border-bottom:0px solid var(--credendo-orange);border-left:0px solid var(--credendo-orange);}}@media all and (max-width: 1024px){.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id2878_b39c99-b8 .kt-blocks-accordion-header:focus-visible{border-top:0px solid #878787;border-right:0px solid #878787;border-bottom:0px solid #878787;border-left:0px solid #878787;}}@media all and (max-width: 1024px){.kt-accordion-id2878_b39c99-b8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:0px solid #444444;border-right:0px solid #444444;border-bottom:0px solid #444444;border-left:0px solid #444444;}}@media all and (max-width: 767px){.kt-accordion-id2878_b39c99-b8 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id2878_b39c99-b8 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:0px;}.kt-accordion-id2878_b39c99-b8 .kt-accordion-panel-inner{border-top:0px solid var(--credendo-orange);border-right:0px solid var(--credendo-orange);border-bottom:0px solid var(--credendo-orange);border-left:0px solid var(--credendo-orange);}.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id2878_b39c99-b8 .kt-blocks-accordion-header:focus-visible{border-top:0px solid #878787;border-right:0px solid #878787;border-bottom:0px solid #878787;border-left:0px solid #878787;}.kt-accordion-id2878_b39c99-b8 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id2878_b39c99-b8 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:0px solid #444444;border-right:0px solid #444444;border-bottom:0px solid #444444;border-left:0px solid #444444;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id2878_b39c99-b8 kt-accordion-has-9-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane2878_147cc5-b1\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Le BNPL de TermsTech est-il r\u00e9serv\u00e9 au B2B ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Oui. Comme toutes les solutions de fonds de roulement AREA42, TermsTech est sp\u00e9cialis\u00e9 dans les clients professionnels. TermsTech ne s&rsquo;adresse donc pas aux consommateurs individuels, contrairement aux solutions BNPL (Buy Now, Pay Later) que vous connaissez peut-\u00eatre, telles que Klarna, Affirm ou Afterpay.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane2878_284b68-3d\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>\u00c0 quelle vitesse TermsTech paie-t-il les commer\u00e7ants ? Et combien ? <\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Tr\u00e8s rapide : TermsTech paie le commer\u00e7ant d\u00e8s r\u00e9ception de la preuve de livraison. TermsTech paie 100 % de la transaction. Cela distingue TermsTech du factoring et d&rsquo;autres solutions similaires au BNPL disponibles sur le march\u00e9, qui peuvent payer jusqu&rsquo;\u00e0 90 %.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane2878_f91814-24\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Qu&rsquo;en est-il des frais et co\u00fbts de TermsTech ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p><strong>Pour les commer\u00e7ants :<\/strong> des frais sont factur\u00e9s par transaction, vous ne payez donc qu&rsquo;en fonction de votre utilisation. L&rsquo;assistance et la maintenance avant et pendant le lancement sont incluses. Il n&rsquo;y a pas de frais cach\u00e9s.  <\/p>\n\n\n\n<p><strong>Pour les acheteurs : <\/strong>TermsTech vise \u00e0 \u00eatre peu co\u00fbteux ou gratuit. Les frais sont fix\u00e9s en partenariat avec le vendeur. S&rsquo;il y a des frais, nous vous en informerons clairement avant que vous ne finalisiez votre commande.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane2878_80da44-de\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>\u00c0 quels types d&rsquo;entreprises, de secteurs ou d&rsquo;industries TermsTech convient-il ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>TermsTech est \u00ab ind\u00e9pendant du secteur \u00bb, ce qui signifie que nos solutions de conditions de paiement sont inclusives et con\u00e7ues pour un large \u00e9ventail de secteurs. De l&rsquo;agriculture \u00e0 l&rsquo;\u00e9lectronique, en passant par les \u00e9quipements m\u00e9dicaux et de sant\u00e9, l&#8217;emballage, la logistique et les solutions de mobilit\u00e9. Cela le rend adapt\u00e9 aux commer\u00e7ants B2B de toutes tailles dans presque tous les secteurs verticaux.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane2878_14639c-85\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Quelles sont les options d&rsquo;int\u00e9gration et les exigences techniques ? TermsTech peut-il \u00eatre propos\u00e9 sans int\u00e9gration ? <\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Vous pouvez utiliser TermsTech hors ligne ou en ligne.<\/p>\n\n\n\n<p><strong>Hors ligne : <\/strong>continuez \u00e0 exercer votre activit\u00e9 comme vous le faites actuellement, puis ajoutez manuellement les transactions et le tour est jou\u00e9 : vous proposez d\u00e9sormais des conditions de paiement. C&rsquo;est notre solution de paiement h\u00e9berg\u00e9e cl\u00e9 en main. <\/p>\n\n\n\n<p><strong>En ligne : <\/strong>vous pouvez \u00e9galement opter pour une int\u00e9gration en ligne compl\u00e8te \u00e0 l&rsquo;aide de notre API REST (pour une personnalisation plus approfondie et int\u00e9gr\u00e9e). L&rsquo;API REST attend des requ\u00eates JSON et renvoie des r\u00e9ponses JSON, prenant en charge les flux et les cas d&rsquo;utilisation typiques du commerce \u00e9lectronique, de sorte qu&rsquo;elle n&rsquo;exige pas des entreprises qu&rsquo;elles modifient leurs processus. <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane2878_bf0f60-3c\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Qui supporte le risque de cr\u00e9dit et le risque de d\u00e9faut lorsque les acheteurs retardent leur paiement ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>TermsTech assume le risque. Nous g\u00e9rons le risque de cr\u00e9dit, le recouvrement des impay\u00e9s et la protection contre la fraude. Cela permet au commer\u00e7ant d&rsquo;\u00eatre pay\u00e9 imm\u00e9diatement, tandis que TermsTech assume la charge de la gestion des risques.  <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane2878_f5f143-09\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>O\u00f9 les commer\u00e7ants doivent-ils \u00eatre implant\u00e9s ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>TermsTech accompagne les entreprises clientes dans l&rsquo;ensemble de l&rsquo;Espace \u00e9conomique europ\u00e9en (EEE) et en Suisse. Si vous \u00eates bas\u00e9 en Allemagne, en Belgique, en Espagne ou aux Pays-Bas et que vous disposez d&rsquo;un site de commerce \u00e9lectronique B2B, c&rsquo;est parfait ! <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane2878_c2e3d6-0f\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Comment les acheteurs peuvent-ils b\u00e9n\u00e9ficier des conditions TermsTech ?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>L&rsquo;entreprise de votre acheteur doit \u00eatre enregistr\u00e9e dans l&rsquo;Espace \u00e9conomique europ\u00e9en (EEE) ou en Suisse et disposer d&rsquo;un num\u00e9ro de TVA valide. Nous v\u00e9rifierons la solvabilit\u00e9 et le risque de votre acheteur afin de d\u00e9terminer son \u00e9ligibilit\u00e9 et sa limite de cr\u00e9dit. Cela n&rsquo;aura aucune incidence sur sa cote de cr\u00e9dit.  <\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-1f08a383\">\n<div class=\"gb-container gb-container-2d220ddf\">\n<div class=\"gb-container gb-container-687a13ae\">\n<div class=\"gb-container gb-container-d1b33ce0\">\n\n<h2 class=\"wp-block-heading has-text-align-left\">Nous contacter<\/h2>\n\n\n\n<div class=\"gb-element-33af3dc2\">\n<div class=\"gb-element-c4d6a499\">\n<div>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/area42.tech\/wp-content\/uploads\/2025\/12\/Benoit.png\" alt=\"Benoit Langue, AREA42\" class=\"wp-image-2986\"\/><\/figure>\n<\/div>\n\n\n\n<div>\n<h3 class=\"wp-block-heading\">Bonjour, je suis Benoit!<\/h3>\n\n\n\n<p>Je serais ravi de discuter avec vous de la mani\u00e8re dont nous pouvons aider votre entreprise gr\u00e2ce \u00e0 nos solutions de fonds de roulement. Je me r\u00e9jouis de vous rencontrer et de r\u00e9pondre \u00e0 toutes vos questions concernant AREA42. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button primarybut\"><a class=\"wp-block-button__link has-base-3-color has-credendo-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/nous-contacter\/\" style=\"border-radius:100px\"><strong>Nous contacter <\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button secondaryb\"><a class=\"wp-block-button__link has-charcoal-color has-vintage-gold-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/area42.tech\/fr\/parlez-a-un-expert\/\" style=\"border-radius:100px\"><strong>Parlez \u00e0 un expert<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>TermsTech&nbsp;est une&nbsp;une solution de fonds de roulement&nbsp;d&rsquo;AREA42 et le partenaire de confiance d\u2019acteurs ambitieux : BNPL rapide et flexible R\u00e9duisez les risques li\u00e9s \u00e0 vos op\u00e9rations B2B gr\u00e2ce \u00e0 des solutions de paiement rapides et flexibles \u00ab Achetez maintenant, payez plus tard \u00bb (BNPL). D\u00e9ployez les conditions de paiement de TermsTech pour r\u00e9pondre aux besoins &#8230; <a title=\"Conditions de paiement de TermsTech et BNPL B2B\" class=\"read-more\" href=\"https:\/\/area42.tech\/fr\/conditions-de-paiement-de-termstech-et-bnpl-b2b\/\" aria-label=\"Read more about Conditions de paiement de TermsTech et BNPL B2B\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":2838,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-2878","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/pages\/2878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/comments?post=2878"}],"version-history":[{"count":11,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/pages\/2878\/revisions"}],"predecessor-version":[{"id":3508,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/pages\/2878\/revisions\/3508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media\/2838"}],"wp:attachment":[{"href":"https:\/\/area42.tech\/fr\/wp-json\/wp\/v2\/media?parent=2878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}