Invoice financing

Finance your invoices without factoring

FacturFlow provides fast and fluid invoice financing you can trust. Whether your buyers demand long payment terms or you are an ERP looking to embed embed short-term financing options, FacturFlow delivers transaction-based invoice financing.

FacturFlow is ideal for…

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Sellers forced into long payment terms

Sellers with working capital needs working with big buyers demanding long payment terms

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ERPs…

…who want to integrate short-term invoice financing services

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Accelerate payments for your invoices.

Here’s how to do it with FacturFlow’s unique invoice financing solution:

Pre-approval

With FacturFlow’s pre-approval of your transaction, you can close a deal with a buyer no matter what payment terms they request.

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Delivery

You deliver goods / services to your buyer and issue your invoice.

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Payment on delivery

Upon proof of delivery, FacturFlow pays you 90% of the invoice right away!

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Buyer pays

On the due date, FacturFlow receives the payment directly from your buyer, deducts its fee, and transfers the remaining value to you. The credit cycle is closed. Let’s finance another transaction!

Pre-approval

With FacturFlow’s pre-approval of your transaction, you can close a deal with a buyer no matter what payment terms they request.

AREA42 boat icon

Delivery

You deliver goods / services to your buyer and issue your invoice.

AREA42 cash icon

Payment on delivery

Upon proof of delivery, FacturFlow pays you 90% of the invoice right away!

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Buyer pays

On the due date, FacturFlow receives the payment directly from your buyer, deducts its fee, and transfers the remaining value to you. The credit cycle is closed. Let’s finance another transaction!

Why choose FacturFlow?

Sell more! Worry less!

FacturFlow solves your working capital needs when you sell to a big buyer that demands long payment terms.

Embedded finance

FacturFlow integrates into software (e.g. ERPs) to give sellers a smooth financing experience.

Pan-European reach

Exporting to other EU, EEA countries, or even Switzerland? You can finance your invoices with FacturFlow.

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Digitalise & mitigate risk

FacturFlow provides a unique digital payment experience & robustly mitigates fraud and non-payment risk.

Book a meeting

Contact us

Hi, I’m Wouter!

I’d love to discuss how we can help your operation with our working capital solutions. I’m looking forward to meeting you and answering all of your questions about AREA42.