About AREA42

Who are we?

AREA42 is the financial solutions innovator in trade. Launched by Credendo and based in Belgium, AREA42 is creating a world where trade is frictionless. How? By identifying real B2B trade problems and crafting customer-centric TradeTech solutions.

AREA42 bird icon

Vision

Our vision is to create a world where trade is frictionless.

AREA42 speedometer icon

Mission

Our mission is to create financial solutions making trade fluid and risk-savvy

Values

Respect

We believe in treating everyone with respect, including our customers, partners, and colleagues. We value diversity and inclusivity, and we strive to create an environment where everyone feels valued and heard

Curiosity

Curiosity is at the heart of everything we do. We are always looking for new ways to solve problems and create value for our customers. We ask questions, challenge assumptions, and constantly seek to learn and improve.

AREA42 balance icon

Risk-savviness

We don’t see risks as obstacles but rather as opportunities to understand, assess, and then apply deep trade finance know-how and data-driven insight to de-risk B2B trade. We enable SMEs (and other companies) to grow with confidence.

Boldness

Innovation requires boldness and a willingness to try new and daring things. We believe in learning rather than failing. Boldness allows us to create game-changing TradeTech solutions that have a real and lasting impact on B2B trade.

AREA42’s story

Why we exist‍

B2B commerce has a significant impact on our lives. It ensures that we can work, eat, and enjoy life. Yet it does not reach its full potential. The trade industry is a collection of industries that work together in different areas, but everyone minds their own business regarding innovation.

We solve B2B trade problems

TradeTech is a young industry that leverages technology to improve the trade of goods and services. That means disrupting the traditional ways of financing trade. 

Meeting working capital needs

Our working capital solutions such as TermsTech and GrowKap are available throughout the EEA and Switzerland. Simultaneously, our  innovation lab drives customer-centric upgrades and new solutions.

Meet the people behind AREA42

We’re reinventing B2B trade by creating innovations to benefit the entire trade ecosystem.

Lode Vermeersch

Head of AREA42

Jacques Bolzer

Head of Operations

Saskia Buntinx

HR & Office Manager

Matej Urban

Head of Risk & Data

Jana Púllová

Programme Manager

Yuri Murakami

IT Team Lead

Afonso Rebelo de Sousa

Innovation Lead

Jessica Nemeth

Product Expert

Nesrine Ben Njima

Customer Operations

Rron Ulaj

Head of Customer Success

Veerle T’jampens

Product Marketing Manager

Gregory Gobel

Communications Manager

Adalberto Rodrigues

Product Owner

Wouter Versonnen

Sales Manager

Benoit Langue

Sales Development Representative

Hector Granero

UX Graphic Designer

Yassine Kharchaf

DevOps Engineer

Sorin Urziceanu

Outsystems Developer

Angelos Stamatopoulos

Data Scientist

Pedro Trigo

OutSystems Developer

Davide De Luca

Underwriting & Collections Specialist

Pieter Neels

CRM Expert & Growth Marketeer

Meet the players in our ecosystem

TermsTech logo for AREA42's deferred payment terms and B2B Buy Now, Pay Later (BNPL) solution
GrowKap logo for AREA42's purchase order financing solution for growing European companies

Where is AREA42?

Rue Montoyer 3, 1000 Bruxelles, Belgium

Contact us

Hi, I’m Wouter!

I’d love to discuss how we can help your operation with our working capital solutions. I’m looking forward to meeting you and answering all of your questions about AREA42.